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Tuesday, February 11, 2014

Simple Steps to Retirement

For Some Reason These Articles
Always Feature Pictures of
Busty Women.  I Do Not Know
Why This Is.
Saving for retirement?  It's not too late.  Experts say you can wait all the way until the eighth grade to start building your retirement fund, provided you don't mind working till you're seventy-five.  Still, it's best to start as soon as possible.

You can make it easier by following these simple suggestions.

1 Cut Down on Living Expenses: Look around your house or apartment and notice all the things you could do without.  For example, you have a house or apartment.  What's up with that?  You have a perfectly good car too, don't you?  That's just wasted space.  Living in your car is not only cheap and comfortable, it's a time saver when it comes to the morning commute.  Using public restrooms also saves on the water bill.  It's a win-win.

Are you still wasting food?  Did you know the average American throws away enough food each day to feed a third-world family for a week?  Since you're living in your car, keep an eye when neighbors take out the trash.

2. Increase Your Income:  An additional part-time job can make a big difference to your retirement account.  Robbing banks or working as a professional hit man just a few hours a week can be a real money-maker plus adding a little variety to the same old nine-to-five.  Some people are able to turn their hobbies into extra income, this way you have fun and make money while you're doing it!  It's helpful if you have hobbies such as Petrochemical Engineering or Hedge Fund Management, but Hobby Cardiovascular Surgeons and Senior Sales Executives do pretty well too,

3. Adjust Your Expectations:  Maybe it's unrealistic to think you'll retire at 59.  Or 65.  Or at all.  When you get right down to it, working until you die may be what nature and the free market intended.  Sometimes the best thing is just to learn to live without hope.

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